Please read these terms
and conditions ("Terms of Use") relating to your use of
this web site (the "Site"). By accessing the Site you
are agreeing to the terms that appear below. In particular the Section
headed Warranty and Liability contains important information about
your rights and remedies.
Who We Are
Experian Decision Analytics ("we" or "us") is trading
name of certain companies within the Experian Limited Group. This
Site is owned and operated by Scorex SAM, a company incorporated
in Monaco, with its registered office at 2 Rue de la Lujernetta,
6ème Etage, Monaco. If you have any questions or queries
about this Site or relating to these terms please use the relevant
contact details set out on the contacts
page.
Content
All intellectual property rights in all the materials contained
in the Site, the software and products available for download
from the Site and the data collected by the Site (the "Content")
including but not limited to patents, copyright, database right
and trademarks belong to us or our licensors.
You may access and view the Content and may
retrieve and display Content from the Site on a computer screen
and/or print individual pages on paper and/or make a reasonable
number of photocopies and/or store such Content in electronic
form on your computer's local hard-disk for your personal, non-commercial
use only.
You may not otherwise copy, distribute, sell,
publish or commercially exploit any of the Content without our
prior written permission. The Content includes a number of trade
marks that are owned by us or our licensors. By making the trade
marks available on the Site we are not granting you any licence
to use them.
Software
Copyright in any software that is made available for download
from the Site belongs to us or our third party licensors and your
use of such software is governed by the terms of any licence agreement
that may accompany or be included with the software. You must
not install or use any software unless you agree to the terms
of such licence agreement.
Warranty and Liability
The Content is only for general informaion and use and is provided
on an "as is" and an "as available" basis.
We take reasonable care to check the accuracy and completeness
of the Content prior to its publication on the Site. However,
because of the variety of sources from which we obtain the Content
and the nature of electronic distribution via the Internet, we
make no representations and give no warranties as to the accuracy,
availability, completeness, merchantability or fitness for any
particular purpose of the Content.
We do not warrant that the Content is virus-free
or that the operation of the Site will be uninterrupted or error
free. Any Content that you download to your computer or otherwise
obtain through the Site is at your own discretion. You will be
solely responsible for any damage to your computer or any of your
data that results from you downloading any of the Content.
WE DO NOT ACCEPT ANY RESPONSIBILITY FOR ANY
MISTAKES, ERRORS OR OTHER DEFICIENCIES IN THE SITE AND THE CONTENT
AND DISCLAIM ALL LIABILITY IN RESPECT OF YOUR USE OF THE SITE
AND THE CONTENT TO THE FULLEST EXTENT POSSIBLE IN EACH APPLICABLE
JURISDICTION.
Notwithstanding the provisions of this Section,
our liability is not limited in the case of death or personal
injury directly caused by our negligence.
Links to other Sites
The Site may contain links or references to products, materials
or web sites that are provided by independent third parties either
directly or through frames. The availability of such third party
material does not constitute any form of recommendation, endorsement
or publication of such third party material by us. Any complaints
that you have about the third party material should be taken up
with the relevant third party. You may not link to this site without
our prior written permission.
Your Privacy
We take your privacy very seriously and aim to comply with the
relevant provisions of UK data protection legislation. Any information
given to us by you or collected by us during your use of the Site
is only used in accordance with the terms of our Privacy
Policy Statement.
Products and Services
It may be possible for you to access via certain areas of this
Site or via other web sites operated by companies within our group
to which this Site is linked, the facility to purchase products
and/or services. The purchase and use of such products and/or
services will be subject to separate terms and conditions, and
may require you to register with us or a third party.
Advertising & Sponsorship
Part of the Site may contain advertising and sponsorship. Advertisers
and sponsors are responsible for ensuring that material submitted
for inclusion on the Site complies with relevant laws and codes.
We will not be responsible for any error or inaccuracy in advertising
material.
Other Matters
If any provision of these terms is found to be invalid by any
court having competent jurisdiction, the invalidity of that provision
will not affect the validity of the remaining provisions of this
notice, which shall remain in full force and effect. Failure by
either party to exercise any right or remedy under these terms
does not constitute a waiver of that right or remedy.
These terms shall be governed by, and construed
in accordance with, English law. You agree that the Courts of
England shall have exclusive jurisdiction to settle any dispute
that may arise out of, under, or in connection with these terms.
We may make changes to any part of the
Site or the Content (including these terms) at any time. We will
notify you of any changes to these terms by including them below
(see "Changes to Terms"). By using the Site after the
date of any change you are agreeing to the changes. If you do
not agree to any changes you should not use the Site any after
the date of the changes that you do not accept. If you are an
account holder, ceasing to use this Site under this section does
not (i) constitute termination of the Terms and Conditions and/or
(ii) release you from any continuing obligations under the Terms
and Conditions.
